Bankuity is a forward-thinking FinTech company specializing in data-driven lending and mortgage solutions. By leveraging its proprietary ABV™ (Advanced Bank Verification) technology, Bankuity empowers lenders to make smarter credit decisions through real-time transaction analysis, behavioral risk insights, and automated underwriting workflows. The company caters to a diverse market, from traditional banks to digital-first lenders, enabling them to serve both mainstream borrowers and underserved segments such as gig workers and thin-file customers.
AI-Powered Banking Verification and Lending Platform
Pennsylvania, USA
FinTech
11 - 50
A scalable lending technology platform was designed and built to support Bankuity’s data-driven underwriting and verification workflows. The system integrates multiple banking data providers to consolidate real-time financial insights into a unified platform. AI-based analytics were implemented to evaluate borrower income stability, spending behavior, and repayment patterns. The platform also introduced automated decision workflows, risk segmentation, and continuous monitoring capabilities. This solution helps lenders improve the accuracy of credit assessments while streamlining loan origination and servicing processes.
Connected multiple banking aggregators to enable real-time financial data access.
Built models to analyze income patterns and borrower financial behavior.
Delivered a no-code automation layer to manage loan workflows and decision logic.
Developed a unified system to manage the loan lifecycle and portfolio insights.
With Bankuity, we finally have a clear, reliable way to understand income data even in complex, high-risk cases. Forecasting and real-time insights have sped up our decision-making significantly. EvinceDev took the time to truly understand what we needed and delivered a platform that feels both powerful and easy to use.
